Consumer Lending Specialist II (Spanish-Bilingual Required)
Madison, WI 
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Posted 14 days ago
Job Description
Consumer Lending Specialist II (Spanish-Bilingual Required)
Job Post Information* : Post End Date 4/30/2024
ID 2024-5372 Location : City Madison Category Lending FTE 1.0 Schedule Monday - Friday 8am-5:30pm plus 5 Saturdays per quarter 9am-1pm Salary Grade 7 Min USD $21.73/Hr. Mid USD $26.63/Hr.
Overview

The Consumer Lending team at UW Credit Union is growing! We are hiring for a Spanish-Bilingual Consumer Lending Specialist level II to join our team, and help our members achieve their financial dreams!

As the Consumer Lending Specialist, along with your teammates, you will play a vital role in the review and approval of member consumer loan applications. UW Credit Union members rely on your expertise and decision-making skills to guide them in the right financial direction. Communication skills are key - as all of your member interaction will be via phone or email. You will also be tasked with identifying and successfully referring additional UW Credit Union lending products or services that may benefit members. If you are an adaptable and driven professional, who enjoys making a difference while having fun at work, this is the job for you!

Consumer Lending Specialists see every 'you' - from helping a member with an auto loan, a credit card application, a personal loan, to a home equity line of credit. UW Credit Union Lending Specialists are not solely driven by sales results. True to our reputation, Lending Specialists at UW Credit Union take time to provide quality solutions unique to each member. Humanity counts most to us - while sales goals are a part of the role, Lending Specialists are never pressured to make a recommendation that is not in the member's best interest.

Would you describe yourself as solutions-oriented, empathetic, and naturally inquisitive? Do you shine when it comes to providing absolutely top-notch customer service? Do you have a desire to collaborate with your peers, and contribute to a culture of growth and innovation? Are you motivated and inspired when you see your work making a positive impact on member's lives? Do you have a natural ability to influence others? Do you have lending experience? If your answer is 'yes', then you may be our next Consumer Lending Specialist!

We are accepting applications until April 30th at 5pm.

Responsibilities
    Consistently use needs based consultative-style interactions to identify and recommend additional products that will enhance and protect member loans and credit.
  • Maintain deep knowledge in all consumer loan programs and processes, ensuring quality service and accuracy is delivered to UWCU members.
  • Responsible for scorecard goals including: loan volumes, booking efficiency, loan delinquency and overall loan portfolio performance.
  • Vigilant awareness responding to loan volumes, service levels and channels while maintaining department service standards.
  • Complete loan closings in a timely fashion based on membership preferred delivery channel and timing.
  • Understand key elements of member loan programs. Review applications for potential risk; make recommendations for exceptions to underwriting guidelines when appropriate.
  • Consistently educate members about their loan product choices. Analyze member needs, and make consistent recommendations on loan products and services.
  • Maintain a high degree of knowledge in all credit union programs, ensuring quality service and accuracy is delivered to UWCU members and employees
Qualifications

These skills and experience are essential to your success:

  • 2-3 years of experience in consumer lending/underwriting
  • Developing analytical, accuracy, critical thinking, and problem-solving skills.
  • Strong presentation, telephone, oral and written communication skills.
  • Agility to multi-task and negotiate multiple applications in succession with general proficiency
  • Strong interpersonal skills and demonstrated ability to represent a professional image.
  • Knowledge of most lending laws, concepts and practices
  • Knowledge of the principles and practices of effective consumer lending processing requirements.
  • Strong proficiency in personal computer skills including the use of Internet and MS Office software applications.

Why work for UW Credit Union?

Join one of Wisconsin's premier financial institutions, a 2023 Top Workplaces USA and multi-year recipient of Madison Magazine's Best Places to Work, Wisconsin State Journal's Top Workplaces, and Milwaukee Journal Sentinel's Top Workplaces to receive:

  • $1.25 per hr. Spanish Bilingual Premium
  • 21.5+ days annual paid time off
  • 2 weeks paid caregiver leave
  • 2.5 weeks paid new child parental leave
  • 2 days paid volunteer time
  • 11 paid holidays (includes your birthday!)
  • 401k company match of up to 5%, plus approximately 4% discretionary match
  • Variable bonus reward
  • Competitive Medical, Dental and Vision plans, including domestic partner eligibility
  • Discounted bus pass and bublr/ BCycle membership
  • Employee Assistance Program
  • And more!

UW Credit Union is proud to be an Equal Opportunity and Affirmative Action Employer of Minorities, Protected Veterans, Women, and individuals with Disabilities. We strive to cultivate an inclusive workplace that is home to a diverse workforce where employees at all levels model knowledge of, belief in and a commitment to cultural competence.

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Job Summary
Company
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Hours per Week
40
Salary and Benefits
$21.73 to $26.63
Required Experience
2 to 3 years
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